Terms of Service

Last Updated: October 8, 2025

Preamble

If you signed a separate Cover Page to access the Product with the same account, and that agreement has not ended, the terms below do not apply to you. Instead, your separate Cover Page applies to your use of the Product.

This Agreement is between t-zero security, Inc. dba Polyguard, Inc. and the company or person accessing or using the Product. This Agreement consists of: (1) the Order Form below and (2) the Framework Terms defined below.

If you are accessing or using the Product on behalf of your company, you represent that you are authorized to accept this Agreement on behalf of your company. By signing up, accessing, or using the Product, Customer indicates its acceptance of this Agreement and agrees to be bound by the terms and conditions of this Agreement.

1. Cover Page

Order Form

Framework Terms
This Order Form incorporates and is governed by the Framework Terms that are made up of the Key Terms below and the amended version of the Common Paper Cloud Service Agreement Standard Terms Version 2.0, which are incorporated by reference. Any modifications to the Standard Terms made in the Cover Page will control over conflicts with the Standard Terms. Capitalized words have the meanings given in the Cover Page or the Standard Terms.
Cloud Service
A mobile application and connected cloud service that allows users to make voice and video calls with each other, protected from AI-powered deepfakes, CallerID spoofing and other phishing attacks.
Order Date
The Effective Date.
Subscription Period
12 months.
Cloud Service Fees

Certain parts of the Product have different pricing plans, which are available at Provider's plans page (polyguard.ai/plans). Customer will pay Provider the applicable Fees based on the Product tier and Customer's usage. Provider may update Product pricing by giving at least 30 days notice to Customer (including by email or notification within the Product), and the change will apply in the next Subscription Period.

Payment Process
Automatic payment: Customer authorizes Provider to bill and charge Customer's payment method on file annually for immediate payment or deduction without further approval.
Non-Renewal Notice Period
At least 30 days before the end of the current Subscription Period.

Key Terms

Customer
The company or person who accesses or uses the Product. If the person accepting this Agreement is doing so on behalf of a company, all use of the word "Customer" in the Agreement will mean that company.
Provider
t-zero security, Inc. dba Polyguard, Inc.
Effective Date
The date Customer first accepts this Agreement.
Governing Law
The laws of the State of Delaware.
Chosen Courts
The state or federal courts located in Delaware.
Covered Claims

Provider Covered Claims: Any action, proceeding, or claim that the Cloud Service, when used by Customer according to the terms of the Agreement, violates, misappropriates, or otherwise infringes upon anyone else's intellectual property or other proprietary rights.

Customer Covered Claims: Any action, proceeding, or claim that (1) the Customer Content, when used according to the terms of the Agreement, violates, misappropriates, or otherwise infringes upon anyone else's intellectual property or other proprietary rights; or (2) results from Customer's breach or alleged breach of Section 2.1 (Restrictions on Customer).

General Cap Amount
The fees paid or payable by Customer to Provider in the 12-month period immediately before the claim.
Notice Address

For Provider:
finance@polyguard.ai
401 Ash St., Lake Oswego, OR 97034
or
309 E 9th St., 2A, New York, NY 10003

For Customer:
The main phone number or email address on Customer's account.

t-zero security, Inc. dba Polyguard, Inc.